The cornerstone
of Kiowa
since 1935

The First State Bank was established in 1935 on the corner of 6th & Main, and is still to this day the “Cornerstone of Kiowa.”

See our loans
Financial calculators
Dirt road running through ripe wheat fields under a wide evening sky

Established

1935

6th & Main

Cattle grazing on pasture at sunset

We are here for all your agricultural lending needs.

Since The First State Bank is located in an agricultural region we understand the complexity of farm lending and have many agricultural loan products available.

Agriculture

Loans for purchasing machinery and equipment, livestock and agricultural real estate, as well as farm operating expenses.

Commercial

Specially designed loans for corporations, partnerships, and qualified individuals.

Consumer

Consumer loans for purchasing vehicles, household appliances or that vacation you have always dreamed about.

Great rates

Refinancing, auto, personal loans… Whatever you need, we have the rates you want!

For your convenience, we provide several on-line calculators to assist you in your financial planning.

Financial calculators
  • Loan calculator
    Enter the term, rate, and either the payment or loan amount – the other will be calculated for you.
  • Savings calculators
    Single deposit and multiple deposit savings.
  • Loan calculators
    Loan payment, personal loan, and vehicle loan low APR vs. rebate.
  • Mortgage calculators
    Refinance, bi-weekly, balloon, payment table, prepayment and qualification.

Fraud awareness

Learn how to protect yourself from identity theft and be aware of the latest scams.

Visit the FTC website and read our Fraud Awareness Newsletters to stay informed:

Applications

Start a relationship with us!

For your convenience we have the following forms & applications available on our site for you to download and bring to the bank:

Sunrise over a fenced Kansas pasture

Welcome to Kiowa

Kiowa was one of the starting points for the Cherokee Strip Run into Oklahoma in 1893. The bronze statue at 4th & Main is commemorative of that event.

Our community Our history

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