Checking

Regular Checking

  • Minimum balance required to open this account is $100.
  • No monthly charge for the account.
  • No minimum monthly balance.
  • Free Transfund Debit Card
  • Free Check Cashing
  • Insufficient funds or overdraft items will be charged $20.00 per debit item.
  • A “Dormant Fee” of $3 may be deducted if:
    • There is $100 or less in the account AND
    • There is no activity or other indication in writing of interest in the account during the previous six (6) months.

 

NOW Accounts

  • Minimum balance to open a NOW account – $1500.00
  • Interest will be compounded and credited to your account every month.
  • Free Transfund Debit Card
  • Free Check Cashing
  • If you close your account before interest is credited, you will not receive the accrued interest.
  • A service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $1500.00 on any day during the statement cycle plus $.10 per item for that cycle.
  • Insufficient funds or overdraft items will be charged $20.00 per debit item.
  • We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
  • Your interest rate and annual percentage yield may change at any time.